Credit Risk Strategy Manager

Hybrid - Full Time - Product Management Department

Cyprus

Application ID: 6730

InDrive Money is seeking Credit Risk Manager to take charge of the underwriting policies. In this role you will own loan approval logic during origination process including credit bureaus, KYC, AML and antifraud checks across multiple countries.InDrive Money is a lending vertical aiming to fund under-banked audiences across inDrive network. Currently operating in six countries and issuing tens of thousands loans monthly and growing. We are using Platform’s and alternative data for underwriting as well as transaction-based collection.

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Key Responsibilities

Create and manage credit approval strategies in the origination process
Increase loan approval levels maintaining acceptable risk metrics
Ensure KYC, AML, PEP and antifraud checks compliance
Collaborate with data providers
Optimize underwriting costs
Collaborate with product, finance, legal, DWH, analytics and tech teams
Create requirements for reporting
Key metrics: сonversion from loan application to final approval, underwriting cost per loan issued, NPL

Skills, Knowledge and Expertise

Experience in risk analytics or portfolio management for at least 3 years
Experience in lending for individuals or SMEs
Experience in working with KYC providers
Good knowledge of banking processes
Knowledge of SQL
Experience in LATAM lending operations will be an advantage
Knowledge of Python/JavaScript will be an advantage
Experience in usage of alternative data for scoring will be an advantage

Conditions & Benefits

Stable salary, official employment
Health insurance
Hybrid work mode and flexible schedule
Relocation package offered for candidates from other regions
Access to professional counseling services including psychological, financial, and legal support
Discount club membership
Diverse internal training programs
Partially or fully paid additional training courses
All necessary work equipment

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